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The CNAP Initiative

AHOM - RMC Introduces the CNAP™ Initiative
Welcome to CNAP™ — Your Comprehensive Newcomer Adjustment Framework
Canada’s first branded, fully integrated newcomer adjustment program combines essential housing assistance, financial literacy, and intercultural training in one scalable, effective model.
Through CNAP™ - We plan to address
Critical Gaps in Newcomer Settlement (Evidence-Based) Housing Barriers
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Affordability Crisis: 36% of recent immigrant households live in "core housing need" compared to 13.7% of non-immigrant households
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Market Discrimination: Housing discrimination and limited access to information create additional barriers
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Fragmented Support: Settlement workers often lack systematic housing knowledge, while housing agencies lack cultural sensitivity training
Employment & Financial Literacy Gaps
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Earnings Gap: Immigrants with permanent, full-time work in Toronto earn $0.67 for every dollar their Canadian-born peers make
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Skills Mismatch: Immigration system focuses on short-term labour demands rather than long-term structural needs, leading to underemployment
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Credential Recognition: Foreign credential devaluation remains a persistent barrier to labour market integration
Social Belonging & Integration Challenges
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Isolation Rates: Immigrants report significantly higher levels of loneliness and social isolation than Canadian-born citizens
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Mental Health Impact: 20% of newcomers report high levels of depression compared to 14% of non-newcomers
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Systemic Barriers: Language barriers, limited social networks, and systematic exclusion due to racism create ongoing challenges
Service Delivery Gaps
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Coordination Issues: Settlement services are fragmented, with organizations operating in silos rather than providing integrated support
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Capacity Strain: High immigration levels have placed additional pressure on settlement service delivery, with longer wait times for essential services



